Gone are those days that one have to enter inside bank before carrying out financial transactions. In this 21st Century, everything is becoming smarter, technology is growing fast. As a result of the rapid of growth of technology, all industries, companies or organizations are also trying as much as possible to upgrade their mode of service rendering in order not to be left behind.
In this case, bank is not to be left out. If there is any bank that exists without rendering modern services to his customers, then such bank is at its own detriment. Bank is one of the companies that would never take in risk of lacking behind as there are so many competitors out there. Who on earth would want to buy airtime from his/her bank account then go to bank and stand on queue before recharging your phone? If such bank exist, then I will have no option than to close my account and move over to the one that is readily capable of rendering me my service at ease and at my comfort.
In this post, am going to share with you all banks transfer codes and the list of Nigeria Banks transfer codes and other relevant codes that you may need to carryout transactions at your own convenient and with ease.
Unstructured Supplementary Service Data (USSD) is a convenient, fast, secure, and affordable way to access your bank account 24 hours a day, 7 days a week through your mobile phone without internet data Using USSD. Most commercial banks in Nigeria if not all have provided USSD codes to help customers perform many transaction there by making sending and receiving easy and also reducing the population of customers in banking halls.
The following are some of the benefits of USSD codes:
- Convenient voucher top up for self and others
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- Easy checking of bank account balance
- Easy transfer of money
- Convenient bill payments
- Easy data bundle recharge
- Convenient change of card pin
Transactions can still be made without ATM card
Though USSD has some benefits, here are some of the shortcomings:
- Money can easily be transfered by anyone who has access to your phone and same time know your pin
- Users of USSD service can over time accumulate significant charges from their bank.
- User face risk of receiving fake SMS and scam messages.
- The losse of a customers mobile phone can give criminal access to your mobile banking pin and other important bank information.
Access Bank *901#
UBA Transfer code *919#
Stabic IBTC Bank Transfer code *909#
Sterling Bank transfer code *822#
Fidelity Bank transfer code *770#
First Bank transfer code *894#
FCMB bank transfer code *329#
Polaris Bank transfer code *833#
GT Bank *737#
Eco bank *326#
Zenith Bank transfer code *966#
Wema Bank tranfer Code *945#
Unity Bank Transfer code *779#
Heritage Bank *745#
The official Access bank USSD banking code for the transfer of funds, is *901#, we have provided other codes to make your transactions easier and less time consuming
Airtime for self: *901*Amount#
Airtime for others: *901*Amount*Phone Number#
Account Opening: *901*0#
Data Purchase: *901*8#
Balance Enquiry: *901*5#
Fund Transfer to Access Bank: *901*1*Amount*Account Number#
Fund Transfer to Other Banks: *901*2*Amount*Account Number#
Merchant Payment: *901*3*Amount*Merchant Code#
Bill Payment: *901*3#
OTP Generation: *901*4*1#
Sterling Bank USSD code is *822#. You can use this code to buy airtime, pay bills, and even transfer money from bank to bank.
Buy airtime self: *822*AMOUNT#
Buy airtime for others: *822*AMOUNT*MOBILE NO#
Sterling bank within transfer: *822*4*AMOUNT*NUBAN#
Sterling bank to other: *822*5*AMOUNT*NUBAN#.
Check account balance: *822*6#
Check account number: *822*8#
Open account: *822*7#
. To reset Pin: *822*9#
The official code for first bank transfer is *894# however there are other sub codes that will make your transactions faster. We have listed those sub codes here:
To register: *894*0#
Airtime recharge: *894*Amount#
Airtime for others: *894*Amount*Number#
To transfer: *894*Amount*Account number#
To check airtime: *894*00#
Mini-statement: *894*Account number#
The official FCMB USSD bank transfer code is *329#, and it can be used to complete a lot of bank commands.here are some quick codes for FCMB USSD BANKING
Dail *329*Amount# to top-up your mobile phone.
*329*Amount*Mobile number# to top-up other mobile phones.
*329*Amount*Account number# to transfer funds.
*329*00# to check balance.
*329*0# to reset your pin.
*329*1*Mobile Number# to buy data on your phone.
Dial *329*2*Smartcard Number# to pay for DSTv or GOTv subscription.
Polaris Bank transfer code which is also know as smart code is *833#. With smart code you can buy airtime, Data and transfer money to other banks. To commence using the Polaris (Skye) Bank Money Transfer Code, you need to register or sign-up first by dialing the above code first.
Open an Account (*833*1#)
Pay Bills (*833*2#)
Transfer Funds (*833*3#)
Hotlist Card
Update your BVN (*833*5#) – Coming Soon
Check your Balance (*833*6#)
Pay with MasterPass (*833*7#)
Airtime Top-up
Buy Airtime for yourself: Dial *833*AMOUNT#
Buy Airtime for others or yourself: Dial *833*AMOUNT*PHONENUMBER#
Transfer Funds: Dial *833*AMOUNT*ACCOUNTNUMBER#
Zenith USSD code for transfer is *966# and you can easily transfer from Zenith Bank to other banks in Nigeria. To complete your Zenith mobile banking, you are to dial the following code:
Open account: *966*0#
Check account balance: *966*00#
Top-up your airtime: *966*Amount*Mobile Number#
To transfer funds: Dial *966*Amount*Account Number# then follow the on-screen prompts.
Update your BVN: *966*BVN#
Reset PIN: *966*60#
Deactivate mobile banking: *966*20*0#
Pay DStv and PHCN: *966*7*Amount*Customer ID#
Pay other Zenith Billers: *966*6*Biller code*Amount#
The official transfer code for Wema bank is *945# and you can complete other necessary commands such as:
Buy Airtime: *945*phone Number*amount#
Send Money: *945*beneficiaryaccountnumber*amount#
Balance Enquiry: *945*0#
Change PIN: *945*00#
Get your Account Number: *945*000#
Open Account: *945*1#
change account umber: *945*2*oldaccountnumber*newaccountnumber#
Account Reactivation: *945*5#
*. Send Money to phone/email: *945*6*amount#
Fidelity transfer code is *770#, and it can be used to complete the following transaction:
*. Self-recharge: Dial *770*AMOUNT#
*. Recharge For A Friend Or Family: Dial *770*PHONE*AMOUNT#
*. To transfer funds: Dial *770*ACCOUNT*AMOUNT#